Auto insurance for your teen driver that combines savings and safety

When you are shopping Car insurance For your teen driver, keep in mind that the type of car you drive can affect the amount you pay. Even more important, you want to make sure your teen is driving a car that provides extra safety to make up for his lack of experience. Here are some things to consider.

Stay away from a high-performance sports vehicle. Auto insurance companies will likely charge a higher rate for sports cars. Also, this type of car can encourage your child to drive recklessly and increase the chances of an accident.

Get a car with safety features. Front and side impact airbags, anti-lock brakes (ABS), and good vehicle crash test performance will provide additional protection for your teen. These features also tend to save you some money on your auto insurance premium.

Older people can be cheaper but not always safer. You will likely get a lower rate if your teenager is the primary driver of an older vehicle. However, depending on how old the car is, it may not have the safety features to help keep your child safer.

A larger car is usually safer than a smaller vehicle. This may or may not make a difference in the cost of your auto insurance, but a larger vehicle will give you peace of mind while your child drives. However, an SUV is considered to be a more dangerous vehicle for teens, although SUVs tend to be large. That is because they are easier to roll.

Once you’ve determined the car your teen will drive, shop around for auto insurance prices to compare them. Rates and discounts can vary between companies, so it’s good to get at least three different quotes for the same coverages.

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